Terms of Service

Last Updated: 21/03/2025

Welcome to FSCO Ltd. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our website.

1. Use of Our Website

1.1 Eligibility: You must be at least 18 years old to use our website and services.

1.2 User Conduct: You agree to use our website only for lawful purposes. You shall not post or transmit through our website any material that:

• Violates or infringes the rights of others,

• Is unlawful, threatening, abusive, defamatory, or otherwise objectionable,

• Encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.

1.3 Account Security: If you create an account on our website, you are responsible for maintaining the confidentiality of your account and password, and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account.

2. Services Provided

2.1 Investment Advisory Services: Our website provides information about our investment advisory services. The information provided is for general informational purposes only and does not constitute investment advice.

2.2 No Warranty: We do not guarantee that the information on our website is accurate, complete, or up-to-date. Your use of our website and reliance on any information provided is at your own risk.

3. Intellectual Property

3.1 Ownership: All content on our website, including text, graphics, logos, and images, is the property of FSCO Ltd or its content suppliers and is protected by international copyright laws.

3.2 License: You are granted a limited, non-exclusive, and non-transferable license to access and use our website for personal, non-commercial purposes. You may not modify, distribute, or reproduce any content from our website without our prior written consent.

4. Limitation of Liability

4.1 No Liability: To the maximum extent permitted by law, FSCO Ltd shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

• Your use or inability to use our website,

• Any errors or omissions in the content of our website,

• Any unauthorized access to or alteration of your transmissions or data.

5. Changes to Terms

5.1 Modification: We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website following the posting of revised Terms constitutes your acceptance of those changes.

6. Governing Law

6.1 Jurisdiction: These Terms shall be governed by and construed in accordance with the laws of United Kingdom. Any disputes arising from these Terms or your use of our website shall be resolved in the courts of United Kingdom.

7. Contact Us

7.1 Inquiries: If you have any questions about these Terms, please contact us at nfo@caisseprivee.com

Privacy Policy

Last Updated: 21/09/2024

FSCO Ltd ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.

1. Information We Collect

1.1 Personal Information: We may collect personal information that you voluntarily provide to us when you register on our website, subscribe to our newsletter, or contact us. This information may include your name, email address, phone number, and other contact details.

1.2 Usage Data: We may collect information about your interactions with our website, including your IP address, browser type, operating system, and pages viewed.

2. How We Use Your Information

2.1 To Provide Services: We use your personal information to provide and manage our services, including responding to your inquiries and processing your requests.

2.2 To Improve Our Website: We use usage data to analyze trends, administer the website, and improve our content and services.

2.3 Marketing: With your consent, we may use your personal information to send you promotional materials and updates about our services.

3. Disclosure of Your Information

3.1 Third-Party Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as website hosting and data analysis.

3.2 Legal Requirements: We may disclose your information if required by law or in response to valid requests by public authorities.

4. Security of Your Information

4.1 Protection Measures: We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure.

5. Your Rights

5.1 Access and Correction: You have the right to access and correct your personal information. You can update your information by contacting us at contact@clarusorbis.com.

5.2 Opt-Out: You can opt-out of receiving marketing communications from us by following the unsubscribe instructions in the emails or contacting us directly.

6. Cookies and Tracking Technologies

6.1 Use of Cookies: We use cookies and similar tracking technologies to enhance your experience on our website. You can control the use of cookies through your browser settings.

7. Changes to This Privacy Policy

7.1 Updates: We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the updated policy will be effective immediately upon posting.

8. Contact Us

8.1 Inquiries: If you have any questions about this Privacy Policy, please contact us at contact@clarusorbis.com